Why homebuyers are choosing adjustable-rate mortgages

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Adjustable-Rate Mortgages: How They Work (+Pros and Cons)

As mortgage rates continue to rise with hopes of cooling down the housing market, more and more homebuyers have been turning to adjustable-rate mortgages (ARMs) to finance their homes and take advantage of low introductory rates. Not sure if an ARM is right for you? This article will demystify an adjustable-rate mortgage and cover its pros and cons to help you decide.    

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Fraud Prevention Tip of the Month - Cryptocurrency

Unfortunately, more than $1 billion has been lost to cryptocurrency fraud since January 2021. Here are some top tips to avoid becoming a victim of virtual currency scammers: 
Don't engage with people who claim investing in cryptocurrency is "low-risk, high reward" or try to rush you into it.
Beware of scammers claiming that a virtual currency individual retirement account (or IRA) is "IRS approved." The IRS doesn't approve, review, or endorse investments for IRAs.
Ignore messages from people claiming that a cryptocurrency payment is required for a government entity bill, the lottery, a tech or security company, or a utility company.
If you decide to invest, do your research - ensure it's with a reputable, longstanding platform with good third-party reviews. Consider only investing a small amount at first, and never share your private wallet keys.

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Watchdog Poll
Which of these is a must-have for your dream home?
Sparkling pool
Big bath tub with jets
State-of-the-art kitchen
Cozy fireplace

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