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Home Equity Loans: Your Quick Guide to Unlocking Your Home's Value Your home is one of your biggest assets, but did you know its value could help you achieve other financial goals?
A Home Equity Loan or a Home Equity Line of Credit (HELOC) allows you to borrow against the equity you’ve built, providing funds for home improvements, debt consolidation, or major purchases.
In this quick guide, we’ll explore how these loans work, common uses, basic eligibility, and key benefits. For personalized guidance, our SCCU loan specialists are always here to help!
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Stay Safe Online
October is Cybersecurity Awareness Month, which is a great time to stop and consider whether you’re doing all you can to protect your online information. As our Members' Watchdog, Space Coast Credit Union wants to make sure you have the tools and knowledge to be proactive in creating a more secure online environment.
Every time you check your balance, transfer funds, or pay a bill online, you're using digital tools to help make your life easier. However, these things are also targets for fraudsters. Cybercriminals are always looking for ways to access sensitive information like account numbers, passwords, and Social Security numbers.
That’s why being aware is so important. When you know what to look for, you can spot a scam before it becomes a serious problem. We hope this month will serve as a helpful reminder to review your security habits and learn new ways to stay one step ahead.
Below are some tips to help protect your online accounts and personal information:
- Use strong, unique pass phrases for each account.
- Avoid clicking suspicious links in emails/texts and let us know if you suspect a scam.
- Set up banking and credit card alerts.
- Turn on Multi-Factor Authentication (MFA).
- Update software on phones and computers.
- Use a secure, password-protected Wi-Fi network.
- Review social media privacy settings.
- Back up your important data.
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Turn Idle Business Cash Into Growth Opportunities In just 10 minutes, this on-demand webinar reveals simple, proven strategies to grow your business's idle cash!
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Come Celebrate the Waterford Lakes Branch Grand Opening! The wait is over, and we’re ready to celebrate with you on Friday, October 24, from 9 a.m. to 2 p.m. at our new branch located at 12301 Lake Underhill Rd., Orlando, FL, 32828. Join the fun for a chance to win our Grand Prize: TWO Universal Studios Annual Passes! You can also spin our prize wheel for gift cards and more, enjoy free coffee and pastries from Foxtail Coffee, from 9:00 a.m. - 11:00 a.m., and grab a free lunch from MISSION BBQ from 11:30 a.m. - 1:30 p.m.* Plus, party with Radio Rae from XL106.7 from 12:00 p.m.- 2:00 p.m., for music, games, and SCCU swag. Find out more information on our Facebook event page.
*Prizes, giveaways, free food/coffee, while supplies last. Actual prize to be awarded: Universal Studios gift cards, total value $2,000. No purchase or membership necessary to enter; must be 18 or older. See Facebook event page for complete details.
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SCCU will be closed on Tuesday, Nov. 11, in observance of Veterans Day, and Thursday, Nov. 27, in observance of Thanksgiving.
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