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Should you put your home’s equity to work for you?
There’s been a lot of talk about the housing market lately…. “Rates are continuing to stay low.” “Rates are going to rise.” “Inventory is tight.” “Values are rising.” “It’s a seller’s market.” One thing’s for sure: Owning a home today can give you an excellent source of untapped funds. That's because the home you own may be the best place for you to borrow money you need – whether it’s to finance a one-time large purchase, manage ongoing or unexpected expenses, or consolidate debt. If you've lived in your home for a while, you may have equity built up that can be a smart source for financing.

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Put Your Home's Equity to Work for You

Our Home Equity Line of Credit (HELOC) gives you easy access to the money you’ve earned in your home! A HELOC is a good choice if you periodically need extra money, want quick access to emergency funds, or have a larger purchase to fund. Our low initial withdrawal amount and low rates1 give you the flexibility to borrow what you need, when you need it – often at lower costs than credit cards or personal loans! 

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1Special 12-month introductory rate of 2.74% APR (Annual Percentage Rate); your rate may be different. After initial introductory period, HELOC will have a variable rate feature based on specific criteria. See full details at
Take a Vacation from Auto Payments
You need a vacation; we have you covered. Get up to 90 days no payments2 with a new or refinanced auto loan from SCCU. And come this fall you can enjoy affordable monthly payments that fit your budget. All due to rates as low as 1.89% APR* and flexible terms. 

Learn More and Apply Today

*APR = Annual Percentage Rate. Your rate may be different. 2Deferred payment is not available for refinances of existing SCCU auto loans. Certain restrictions apply.
We’re Building a Better Digital Banking Experience!

SCCU’s new and improved digital experience is just around the corner! Our new website, online banking and mobile app will feature a modern layout, better navigation, and improved design. The enhancements will come with even more flexibility and control, while featuring the same secure access when managing your accounts and finding information online. If you haven’t enrolled in online banking, now is the perfect time. Visit to learn more.

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